I found the credit report to be very useful. However, a few days after I signed up I got a text message from them one night telling me a significant change had been made to the balance on one of my accounts possible fraud. I logged on immediately but the site was down. After worrying all night I phoned them next morning and was told it was because I had spent more than £50 on my credit card. There is no hassle cancelling the account.
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